With extensive research we have came up with the list of Top 10 Personal Loan Money Lenders in Singapore. And they are listed as follows (order is not sequential based on any form of rankings):

Personal Loan Money Lenders in Singapore


1. Credit 21 Pte Ltd

Credit 21 Pte Ltd

Credit 21 is one of the top legal and licensed personal loan money lenders in Singapore, licensed with the Registrar of Moneylenders. They are dedicated to ensuring the best interests of our clients, therefore they ensure that all their transactions are transparent to the borrowers. They have also designed their loan packages to suit the needs of each and every client. With high customer satisfaction as one of their top priority, they have refined their processes to ensure efficiency and the highest possible level of customer service. They also provide one of the lowest interest rates in Singapore as well as flexible repayment options to make our loans more affordable for their clients. Whether you need a large sum of money for school fees or to buy an asset or smaller sums for emergencies arising such as renovations, fast cash or foreigner loans, Credit 21 is definitely your go-to lender in Singapore. They also allow an online loan application porta, where customers can use as a channel for their next loan application from the comfort of their workstations and at any time. After which, the application will be processed within 8 hours and you will get an instant feedback from them. Need immediate assistance? Call 622-11-811 to speak to their friendly staff today. Click here to find out more.


2. Credit Matters Pte Ltd

Credit Matters Pte Ltd

Credit Matters Pte Ltd is a professional and fully licensed money lending company based in Singapore. They are one of  the approved personal loan money lenders by the Registry of Moneylenders (IPTO) to provide loan and money lending services. They mainly provide loans to Singapore residents, PR and foreigners who hold valid Singapore employment passes. Credit Matters offers a myriad of money lending and fast cash loan solutions. With our services, the customers are able to get the money they need within just a few hours and tend to whatever pressing need they have. Their services also extend beyond offering fast cash loan solutions but also giving the best rates of interest in the market. Their aim is to ensure customer satisfaction by offering personalized loans solutions in a time-efficient and hassle-free manner. They cater to all groups of people in Singapore including employed citizens, permanent residents, foreigners as well as nationals who earn variable incomes or entrepreneurial establishments. Need immediate assistance? Call 6636 3233 to speak to their friendly staff today. Click here to find out more.


3. AP Credit

AP Credit

AP Credit is one of the top professional licensed personal loan money lenders and credit company specializing in the approval and issuing of Personal Loans, Business Loans, Education Loans, Renovations packages. The company is established from March 2010 with a vision of providing competitive credit services to the public. They pride themselves as an alternatives for banking credits. Customer satisfaction is our main priority and service excellence is what they believe in. They are sure that they will be able to assist their customers professionally in providing a suitable loan solution which specially caters to their needs. Need immediate assistance? Call them now at 6533 5335Click here to find out more.


4. S.E. Auto Investments

S.E. Auto Investments

S.E. Auto Investments is one of the top licensed personal loan money lenders company based in Singapore. They are listed in the Registry of Moneylenders in Singapore. They provide various types of financial loans to Singaporeans, permanent residents of Singapore as well as foreigners that are working and living in Singapore. Their goal is to help their customers cope with any financial emergencies that may crop up in their lives. They therefore offer a wide range of comprehensive financial products to help different people in different circumstances. If you’re looking for a comprehensive service provider, then look no further. They offer a wide range of services that includes (1) reasonable interest rates on loans (2) flexible repayment plans (3) friendly customer service (4) financial advice
(5) loan advice and free quotations. Need immediate assistance? Call them now at 6222 5855. Click here to find out more.


5. Instant Money Singapore – The Top Private Money Lender in Singapore

Instant Money is one of the top licensed personal loan money lenders institution according to law by the Registrar of Moneylenders. By using our services, you have a guarantee that regulations of the Moneylenders Act safeguard your rights, which we abide by to the letter. They have established for themselves from years of offering exemplary service to citizens, non-citizens and businesses alike, therefore as a customer you can trust that we have your best interest at heart. They would not risk their reputation by treating clients badly or dealing shadily with them once they have signed on. They provide many kinds of loans to individual borrowers, businesses and organizations. Go to them for personal loans, emergency loans, payday loans, foreigner loans and business loans. For each different package, there are variations according to amounts and other criteria. They also offer options for customizing packages further to suit borrowers’ needs. Need immediate assistance? Click here to find out more.


6. Fast Money Loans Singapore – The Top Legal Money Lender in Singapore

Fast Money Loans is a licensed and legal money lending institution under the Moneylenders Act of Singapore, and are registered at the Registry of Moneylenders. We have a wide range of loan packages tailored for individuals who are employed on fixed income and variable income, entrepreneurs, individuals with poor credit scores, foreigners and also businesses in Singapore. All our loan facilities have been specially designed to be flexible, because we understand that people’s circumstances are never the same. We don’t want to lock you out in your time of greatest need with stringent conditions you cannot possibly measure up to. Rather, as licensed Singapore moneylenders, we want to provide a solution that is perfectly suited to your needs and abilities. Request a call back now. Click here to find out more.


7. SGPersonalLoan.com.sg – The Best Money Lender in Singapore 

Top licensed personal loan money lenders offer loans to people that need them. People prefer to work with them because the loans are quick and the process of application is simple. There are numerous moneylenders in the market offering the same services. However, it is extremely important to choose the right moneylender for you as an individual. The Money Lender in Singapore that you use will determine the quality of services that you get and ultimately the experience that you have.

Process of Choosing the Best Moneylender

Choosing a moneylender is a process. There are several things that you need to check when choosing a moneylender. These things include:

License and accreditation

It is important to work with a money lender that is licensed with the government. A licensed moneylender has met the requirements set by the government for this type of business. This means that any services that the lender gives you meet the legal requirements. It also means that in case of any dispute, you can always follow up with the authorities because they have a database of licensed moneylenders. Accreditation is given by professional bodies and a moneylender that has accreditation is a professional.

Terms and conditions

The terms and conditions that your moneylender gives you are the blueprint of the contract you sign. It states the amount, interest rate and the repayment plan. It is advisable to work with a moneylender that is flexible and offers you terms and conditions that suit your financial position. You should ensure that you understand the terms and conditions offered because the contract you make is legally binding.


Top licensed personal loan money lenders will charge you a fee for their services. It is important to know the amount that a moneylender is charging you prior to working with it. Moneylenders set their own fee and it is important to check and find one that is affordable.  You can compare the charges of different moneylenders before you choose the one you want to use.


The reputation of your moneylender is extremely important. You need to choose someone that you will enjoy interacting with. The reviews of moneylenders from previous customers can help you deduce the type of person that you want to work with. It is important to choose a moneylender with a good reputation.

It is advisable when choosing moneylenders to compare their services. This is the best way to get excellent services from a wide pool of moneylenders available in the market.

SGPersonalLoan.com.sg is a licensed Singapore money lender with numerous funding sources such as hedge funds, mortgage pools, private equity groups and others. Check out our website to find out more today.


8. Hong Leong Finance Limited


With over 50 years of experience in serving the SME community, Hong Leong Finance Limited has supported many local enterprises with customised financing solutions to enable them to operate successfully in the corporate world. To help their corporate customers gain greater business efficiency, Hong Leong Finance launched the Business Current Account in 2007 and became the only finance company here to offer chequeing account services. Hong Leong Finance is also a pioneer in the Local Enterprise Finance Scheme administered by Spring Singapore and the exclusive finance company in Singapore with full sponsorship status for the SGX Catalist Board, enabling us to provide financial advisory and fund raising services to SMEs aiming to list on Catalist. With our strong commitments towards the SMEs, HLF was twice conferred the “Friends of Enterprise” award by the Spirit of Enterprise. Hong Leong Finance believe in maintaining the trust and confidence that their customers have in them by consistently developing and enhancing their capabilities to better serve their diverse customer base and be a financial partner of choice.


9. Sing Investments & Finance Limited

Sing Investments & Finance Limited

Sing Investments & Finance Limited is a finance company listed on the Singapore Stock Exchange with more than 40 years of lending experience in the financing arena. Over 40 years, they have delivered the best financial experience that is beyond excellence for their clients, helping both individuals as well as corporations in fulfilling their business opportunities. In this respect, they have established themselves as one of the Singapore’s trusted finance companies. Their activities cover the acceptance of Fixed and Saving deposits from the public and the provision of loans and credit facilities to individuals and corporations. They are also actively participated in events organized by SPRING Singapore and SCCCI to promote local entrepreneurs. Some of their loan products and credit facilities includes residential and commercial property loans, land and construction loans, motor vehicle loans, share financing, shipping loans, and also HDB loans.


10. Singapura Finance Ltd

Singapura Finance Ltd

Singapura Finance Ltd equips their customers with product literature and their relationship managers will assist their customers in making an informed decision. They understand their needs and package practical deals to suit their lifestyle and fulfill their dreams. Singapura Finance Ltd continues to engage their customers’ needs in bringing their every vision into reality. Some of the loan products they provide includes housing loans, pleasure craft loan (such as owning a luxury yacht), safe deposit boxes, car loans, gold share loans, wise share loans, land and construction loans etc. For corporate banking, they are providing products such as vessels financing, dealership financing, vehicle financing, equipment loans, and more.


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