List of Top Personal Loan Licensed Money Lenders in Singapore

Licensed Personal Loan Money Lenders in Singapore (1 November 2023 Update) This list of the best personal loan licensed money lenders in Singapore approved by Ministry of Law (MinLaw) offers loan tenure of up to 36 months. They are listed as follows (order is not sequential based on any form of rankings): Are you a 1st time borrower, or borrowed quite some time ago? If yes, please click here to know more about the lowered interest rate that licensed moneylenders ...

Your Credit Report – Impact And Implications On Future Loan Applications

Credit reports are documents that provide a summary of an individual’s credit acquisition, utilization and repayment history. Credit reports are generated by credit bureaus and issued to members of the bureau who enquire about the credit status of a person. A person can also approach the bureau to get his/her own credit report. Within a credit report, there are specific details about a person, including the person’s name and profile (physical addresses and phone contacts excluded), details of past credit ...

9 Best Budgeting / Expense Tracker App To Manage Your Finances

Adulting is more demanding now than ever before. The market abounds with choices, meaning we, the buyers, want to get everything. Alas, your budget can’t look like a never-ending Pokémon allegory. If you’re feeling overwhelmed by your ever-growing expenses and if you want to save more money for that memorable trip to Iceland, it’s time to install a budget tracker app. Trust us; it will become your best friend in no time if you choose correctly. Keep reading the article ...

6 Steps Quick Guide To Buying A HDB BTO & How To Apply In Singapore

Getting your HDB BTO flat is a massive leap into maturity. Well, it’s not a leap per se; you’ll have to take several tiny steps towards your goal, analysing options and dealing with bureaucracy. Along with buying a home, you’ll need to manage the costs for a home renovation using a renovation loan or with your savings. It’s kind of like an ancient rite of passage, but with more documents and less dancing (or blood). So, roll up your sleeves, ...

Guide To Home-Based Business In Singapore

If you want to start a home-based business, you’re among the 200,000+ Singaporeans who own such micro-companies. It’s always good to have passive income. Whether you sell home-baked goodies, tutor, or craft baby toys, the market will welcome you with open arms. There’s a problem, though. Although running your home-based business is convenient and comfortable, you can have some restrictions. For example, while you can run your company from an HDB flat, the government will impose specific rules to watch ...

Things That Licensed Money Lender Can’t Do When Collecting Debts In Singapore

You’ve probably heard the gruesome stories about people who’ve had pig heads hung on their doorways by unhappy loan sharks. Many other Singaporeans get harassed by Ah Long, while others receive kidnapping threats. Understandably, all that is very scary. However, a licensed money lender would never do those things – not even when you fail to repay a $100k loan. So, whether you’re apprehensive about contacting a legal loan agent or you feel obligated to default on your loan, read ...

How To Get My Personal Loan Quickly Approved For Emergencies In Singapore

You never know when you will face a financial emergency. And when it hits, you know that you want your personal loan approved ASAP. Simple loan applications and quick cash. Also, you would want to avoid loan scams at all costs! However, are there tricks to get your personal loan approved quickly? What can you do to convince the financial institution that you are a responsible borrower? So, if you have no time to waste, you’re on the correct webpage. ...

All You Need To Know About Renovation Loans & How To Apply For One

A home renovation in Singapore costs between $30,000 to $90,000, depending on the design that you choose and the size of your flat. To finance your home renovation, you may need a renovation loan. For example, you just bought an HDB flat that’s a little… subpar. Or, maybe, your home’s plumbing system needs fixing. So, whether your home needs a complete makeover or just a few touch-ups, consider a renovation loan. Using all – or most – of your savings ...

Easy Guide To Avoid Scams In Singapore (Don’t Get Cheated!)

Swindlers, scam artists, and loan sharks (Ah Longs) are still very much alive and kicking in Singapore. Although the authorities are taking extraordinary protective measures, some still manage to get their piece of the pie. Worst of all, anyone can fall prey to these crooks – regardless of your education level, age, or profession. It’s critical to learn swindlers’ most frequent techniques, or otherwise, you could become like one of the almost 20,000 cases of scams reported in the first ...

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