Adulting is more demanding now than ever before. The market abounds with choices, meaning we, the buyers, want to get everything. Alas, your budget can’t look like a never-ending Pokémon allegory. If you’re feeling overwhelmed by your ever-growing expenses and if you want to save more money for that memorable trip to Iceland, it’s time to install a budget tracker app. Trust us; it will become your best friend in no time if you choose correctly. Keep reading the article ...
If you want to start a home-based business, you’re among the 200,000+ Singaporeans who own such micro-companies. It’s always good to have passive income. Whether you sell home-baked goodies, tutor, or craft baby toys, the market will welcome you with open arms. There’s a problem, though. Although running your home-based business is convenient and comfortable, you can have some restrictions. For example, while you can run your company from an HDB flat, the government will impose specific rules to watch ...
You’ve probably heard the gruesome stories about people who’ve had pig heads hung on their doorways by unhappy loan sharks. Many other Singaporeans get harassed by Ah Long, while others receive kidnapping threats. Understandably, all that is very scary. However, a licensed money lender would never do those things – not even when you fail to repay a $100k loan. So, whether you’re apprehensive about contacting a legal loan agent or you feel obligated to default on your loan, read ...
You never know when you will face a financial emergency. And when it hits, you know that you want your personal loan approved ASAP. Simple loan applications and quick cash. Also, you would want to avoid loan scams at all costs! However, are there tricks to get your personal loan approved quickly? What can you do to convince the financial institution that you are a responsible borrower? So, if you have no time to waste, you’re on the correct webpage. ...
Keeping your food fresh and cold is essential in Singapore’s hot climate. But that’s not all you should be looking for in a fridge. The main factors that people should consider before they buy fridges relate to their needs and current living situation. Once you see this bigger picture, you’ll be able to objectively judge each product characteristic instead of getting duped by marketing pizzazz. We will also help you consider costs as we all have other bills to pay. ...
A home renovation in Singapore costs between $30,000 to $90,000, depending on the design that you choose and the size of your flat. To finance your home renovation, you may need a renovation loan. For example, you just bought an HDB flat that’s a little… subpar. Or, maybe, your home’s plumbing system needs fixing. So, whether your home needs a complete makeover or just a few touch-ups, consider a renovation loan. Using all – or most – of your savings ...
Swindlers, scam artists, and loan sharks (Ah Longs) are still very much alive and kicking in Singapore. Although the authorities are taking extraordinary protective measures, some still manage to get their piece of the pie. Worst of all, anyone can fall prey to these crooks – regardless of your education level, age, or profession. It’s critical to learn swindlers’ most frequent techniques, or otherwise, you could become like one of the almost 20,000 cases of scams reported in the first ...
Reading about cashier orders is the true mark of being an adult. We’ll try to make things easy. The good news is that if you need a cashier order, it probably means you’re making a massive expense, such as buying your own home or getting your first car. In this case, a cashier order is precisely what you need. We’ll tell you why below. We’ll also discuss why you should get one, how to do it, plus other frequently asked ...
Until recently, people taking personal loans bore the stigma of chaotic spenders. The reasoning was that only people who spend within their means are diligent planners, while the rest are erratic unconscious spenders who haven’t grown up. That’s a massive myth that still has some influence today. The truth is that you can’t live without taking at least one personal loan at some point in your life. You’ll need it for your education, to buy your first car, first home, ...
Licensed Personal Loan Money Lenders in Singapore (5th April 2021 Update) This list of the best personal loan licensed money lenders in Singapore approved by Ministry of Law (MinLaw) offers loan tenure of up to 4 years. They are listed as follows (order is not sequential based on any form of rankings): Are you a 1st time borrower, or borrowed quite some time ago? If yes, please click here to know more about the lowered interest rate that licensed moneylenders ...
