Credit reports are documents that provide a summary of an individual’s credit acquisition, utilization and repayment history. Credit reports are generated by credit bureaus and issued to members of the bureau who enquire about the credit status of a person. A person can also approach the bureau to get his/her own credit report. Within a credit report, there are specific details about a person, including the person’s name and profile (physical addresses and phone contacts excluded), details of past credit ...

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