Until recently, people taking personal loans bore the stigma of chaotic spenders. The reasoning was that only people who spend within their means are diligent planners, while the rest are erratic unconscious spenders who haven’t grown up. That’s a massive myth that still has some influence today. The truth is that you can’t live without taking at least one personal loan at some point in your life. You’ll need it for your education, to buy your first car, first home, ...

Read More